Microfinance Services and Women Involvement in Business in Kasese District: A Case of Women Entrepreneurs in Hima Town Council

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Date
2021-03
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Kampala International University
Abstract
This study assessed how Microfinance Services affect Women Involvement in Business in Kasese District: A Case of Women Entrepreneurs in Hima Town Council and it was guided by three objectives namely; To find out the relationship between loans and women involvement in business in hima town council; To examine the relationship between savings and women involvement in business in hima town council and To assess the relationship between trainings and women involvement in business in hima town council. The study adopted descriptive cross-sectional research and correlational designs on a sample of 236 respondents. Data were collected using a questionnaire and an interview guide. Quantitative data were analysed using frequencies, percentages means, correlation and regression. Qualitative data were analysed using thematic analysis. Descriptive results revealed that loans from micro finance institutions play a big role, followed by savings and trainings by financial institutions. Inferential analysis results indicated that loans have a high positive significant relationship with women involvement in business, savings have moderate relationship with women involvement in business and training a weak positive relationship with women involvement in business. Therefore, it was concluded that loans and savings contribute much to women involvement in business as compared to training Thus, the study recommended that Government should support Micro finance institutions’ activities so as to improve women involvement in business since sometimes Micro finance institutions’ lack enough resources. Should encourage every woman to get involved in any venture that is able to earn her some income every weak or every month and financial institutions especially micro finance institutions should carry out regular training programs of women and other client on microfinance services to provide them with the required skills to manage economic resources for developing their families and the country in general. Should regulate the conditions of offering loans to their clients especially women so as to enable them to get involved in businesses and be able to be self-reliant
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A Research Dissertation Submitted in Partial Fulfillment of the Requirements for the Award of a Masters’ Degree of Business Administration of Kampala International University
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